https://www.debtbrak.com/guides 2026-11-03 https://www.debtbrak.com/debt-payoff 2026-08-09 https://www.debtbrak.com/should-i-close-a-paid-off-credit-card 2026-10-30 https://www.debtbrak.com/watch/should-i-close-a-paid-off-credit-card 2026-10-30 https://i.ytimg.com/vi/wIySCKdxawc/hqdefault.jpg Why Closing a Paid Off Card Can Cost You Brak pays off his card and closes it to stay out of temptation. His total credit limit drops, his utilization doubles, and his truck loan costs more. https://www.youtube-nocookie.com/embed/wIySCKdxawc 266 2026-10-30T10:42:09-07:00 https://www.debtbrak.com/should-i-split-debt-payments-equally 2026-11-02 https://www.debtbrak.com/watch/should-i-split-debt-payments-equally 2026-11-02 https://i.ytimg.com/vi/nQKSfD5ADbM/hqdefault.jpg The mistake of splitting your debt payments right down the middle Splitting payments evenly leaves high interest growing. Putting extra cash toward your highest rate clears debt faster and saves money. https://www.youtube-nocookie.com/embed/nQKSfD5ADbM 388 2026-11-02T17:47:42-08:00 https://www.debtbrak.com/should-i-use-student-loan-autopay 2026-11-03 https://www.debtbrak.com/watch/should-i-use-student-loan-autopay 2026-11-03 https://i.ytimg.com/vi/g2NcgWhSW9E/hqdefault.jpg The Checking Account Trap in Student Loan Auto-Pay Auto-pay rate cuts only save money if the draft clears. Learn how to protect your checking account from automatic loan pulls. https://www.youtube-nocookie.com/embed/g2NcgWhSW9E 366 2026-11-03T13:08:09-08:00 https://www.debtbrak.com/why-credit-card-balance-rises-after-payment 2026-09-02 https://www.debtbrak.com/why-does-the-gas-pump-hold-my-money 2026-10-31 https://www.debtbrak.com/watch/why-does-the-gas-pump-hold-my-money 2026-10-31 https://i.ytimg.com/vi/VcRzIa6peUU/hqdefault.jpg Why gas pumps secretly freeze your checking account Tapping a debit card at the gas pump can freeze your cash balance for days. Here is why it happens and how to avoid surprise declines. https://www.youtube-nocookie.com/embed/VcRzIa6peUU 257 2026-10-31T07:00:15-07:00 https://www.debtbrak.com/why-was-i-charged-interest-after-paying-off-credit-card 2026-10-31 https://www.debtbrak.com/watch/why-was-i-charged-interest-after-paying-off-credit-card 2026-10-31 https://i.ytimg.com/vi/lasqawUeYdo/hqdefault.jpg Why you still owe money after paying off credit card debt Paying your statement balance to zero can still leave trailing interest on your next bill. Here is why it happens and how to clear it. https://www.youtube-nocookie.com/embed/lasqawUeYdo 243 2026-10-31T13:42:10-07:00